LOU PARKER LAW

Practices

Legal support for Family Law, Bankruptcy, and Estate Planning.

Contact Us: (602) 343-6246

Areas of Practice


FAMILY LAW

Family law covers a wide range of legal options that address challenges in marriages and the issues surrounding children. Family law includes everything from divorce, separation and same sex partnerships to child support, custody, abuse and more.

As Phoenix-based family law attorneys, we are here to help you through these difficult circumstances.  Our approach is to start with a clear understanding of your goals, and then to build a strategy together that gives you the best chance for success.  

The legal processes and court procedures for these different areas of family law can be very confusing.  We are here to help guide you through the process - with your interests and goals clearly in focus. 


DIVORCE

Divorce is the process by which a marriage is dissolved and assets are divided.

LEGAL DECISION MAKING & PARENTING TIME

Legal Decision Making and Parenting Time are the terms used in Arizona to describe what is commonly referred to as Custody and Visitation. These types of cases establish the terms of the co-parenting arrangements between the parents and are determined by the court based upon the best interests of the child.

CHILD SUPPORT

Child Support is the amount of money a parent is required to pay the parent with primary custody.

SPOUSAL MAINTENANCE

Spousal Maintenance is the term used in Arizona to describe what is commonly referred to as Alimony. An award of spousal maintenance depends on the “reasonable needs” of the requesting spouse and is intended to assist the spouse in transitioning towards financial independence where possible.

COLLABORATIVE AND MEDIATED DIVORCES

Collaborative and Mediated Divorces are where the parties agree that they will work together with each other and with the assistance of a third party or team to create an agreement for the terms of a divorce decree. This process is generally faster and less expensive than litigating in court and offers the parties greater flexibility in the process and more control over the outcome.

THIRD PARTY RIGHTS

Third Party Rights generally refers to the process of establishing parenting time for non-biological persons who have acted as a “parent” on behalf of a child. These situations can occur under various circumstances but are more commonly seen in relationships involving grandparents or same sex partners.

PROTECTIVE ORDERS

Protective Orders, commonly referred to as restraining orders, are court orders which are intended to protect a person from an abuser or harasser. These orders can be assessed against family members, Exes, roommates and even the other parent to an unborn child. These orders can include a protected address such as an apartment, daycare or school and can even be used to restrict the defendant’s access to firearms.

DES COLLECTION DEFENSE

DES Collection Defense refers to circumstances where the State of Arizona, through the Attorney General’s office, establishes a child support order on behalf of a mother against a father but fails to account for parenting time, direct payments, co-habitation or other such issues which may entitle a father to reduce the support amount or arrears balance.


BANKRUPTCY

We are living in tumultuous economic times, and more than ever people are finding themselves in situations where they have to engage in debt negotiation and even file for bankruptcy. These decisions are never easy and many of our clients come to us feeling upset and confused. The good news is that bankruptcy laws can provide you with a path through this difficult situation. But like any legal process, there are pitfalls along the way and competent legal counsel is critical to achieving the best possible result.


It doesn’t matter why you ended up in this position – we will treat you like a friend or family member with care, kindness, courtesy, respect, professionalism and dedication.  We get great satisfaction in guiding our clients through this process to a result that will dramatically improve their life and their financial position.


Our Phoenix-based bankruptcy law practice will help you end the harassment of debt collectors and make the right decisions when it comes to bankruptcy or debt negotiation. Below are some of the options you have when it comes to relieving your debt burden.


DIVORCE

Divorce is the process by which a marriage is dissolved and assets are divided.

EXEMPTION PLANNING       

For some law firms, the filing of a bankruptcy is the first step in their representation of a client. For us, the bankruptcy filing is a small and calculated part to a greater debt resolution plan. State law specifically identifies assets which are beyond the reach of creditors and it is not uncommon for us to find that clients have not maximized the value of their assets in these protected categories. Prior to entering into any debt resolution plan, our attorneys analyze our clients’ assets and advise which assets are protected, which are not, and which could be moved to maximize their protected status. For some clients, this step could involve only minor changes while for others, the changes could be extensive resulting in significant asset preservation as part of the client’s debt resolution plan. In certain circumstances, proper exemption planning may be all that is required to adequately protect a client’s interests from their creditors.

CHAPTER 7

Chapter 7 is the form of bankruptcy that is most commonly filed for in the United States. Individuals or businesses may file for Chapter 7 if the debts they owe to their creditors become unmanageable. Filing for Chapter 7 allows you to keep some property that is considered exempt to the liquidation of assets, such as a real estate mortgage. A Chapter 7 bankruptcy will remain on your credit report for 10 years after filing. The negative effect of this blemish on your credit report may be preferable, however, to the effect not paying your current bills is having, as filing for Chapter 7 will remove the unpaid debts from your credit report. 

  CHAPTER 13

Chapter 13 allows you to retain your assets provided your debtors accept your plan to pay them within 3 to 5 years. This will allow you to stop foreclosures, eliminate your debts after a period of time, and end collection efforts by third party collection agencies. To file for Chapter 13, you do need to have the financial ability to follow the payment plan you have outlined. Chapter 13 filing does remain on your credit report for 10 years, but allows for the discharging of a wider array of debts than allowed under Chapter 7. Our firm employs some of the best bankruptcy attorneys in Phoenix, and can aid in any type of bankruptcy filing, including Chapter 13 and 7.

DEBT NEGOTIATION

Debt Negotiation is an alternative to filing for bankruptcy. In this scenario, you and your creditors will agree on a reduced amount that can be paid to settle your debt. Debt negotiation can help you to avoid the credit stigma associated with filing for bankruptcy. While approaching your creditors to settle a debt can be daunting, a lawyer can act as your representative and do all the negotiating for you.

high debt burden can be a stress on your mental health as well as your financial status. Let us help you move toward financial freedom!


ESTATE PLANNING

Simply put, an estate plan allows you to determine the proper disposition of everything you own should you become incapacitated or die.  This can include not only money, but vehicles, real estate, business interests, life insurance proceeds, personal possessions and other assets.  Estate planning can also formalize your medical directives. 

As Phoenix based estate planning attorneys, we are able to work with you to review the unique circumstances of your estate and help you put a plan and legal documents together that will assure your assets are protected and your wishes are followed.